Another fantastic scheme .. Rs. 9250 will get pension .. Here are the details!

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Pradhana Mantri Vaya Vandana Yojana: Implemented by the Central Government as part of its mission to ensure life for adults over 60 …

Pradhana Mantri Vaya Vandana Yojana: The Pradhan Mantri Vayo Vandana Yojana (PMVVY) is a scheme implemented by the Central Government as part of its mission to ensure life expectancy for adults over 60 years of age. It is learned that the Center has recently extended the deadline for the scheme by another three years. In fact, the last date of this scheme is March 31, 2021. Now it is possible to join this scheme till March 31, 2023.

The iconic insurance company LIC is offering the scheme on behalf of the government. This scheme is for senior citizens only. A maximum of Rs 15 lakh can be deposited in it. LIC explained that the scheme can be accessed offline as well as online through the LIC website. The policy has a tenure of 10 years. Policies purchased during the March 2021 financial year will be offered at an annual interest rate of 7.4 percent. This interest is received by the policyholders in the form of a pension every month. LIC said the government would fix the interest rate at the beginning of the respective financial years for policies sold between March 2022 and 2023 in the next two fiscal years.

To join this scheme, the pensioner can opt for the interest payment option on monthly / quarterly / half-yearly / annual basis. 1,62,162 for the monthly option, Rs. 1,61,074 for the quarterly option, Rs. 1,59,574 for the half-yearly option and Rs. 1,56,658 for the annual option. Under this scheme a minimum of Rs. 1000 can receive a maximum monthly pension of Rs. 9,250.

In the past, seniors joining the scheme were given 8 per cent interest and a maximum pension of Rs 10,000 per month. Now it has been reduced to 7.4 per cent, reducing the maximum monthly pension to Rs 9,250. LIC also offers a loan facility of up to 75 per cent three years after the purchase of the policy. It also allows policyholders or their partners to opt out of the policy for treatment in the event of a serious illness. Refunds 98% of the purchase price.

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