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Women who are inclined towards personal loans!

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Prime Time Zone, Webdesk: During the corona epidemic, women took out more personal loans than home loans and auto loans, a report on Thursday said. Leading credit information firm CRIF Highmark has revealed that the number of women taking out personal loans increased by 23 per cent and home loans by 5 per cent in the nine months to December for the 2020-21 financial year. The report believes that the imposition of the lockdown due to the corona in 2020 has caused many people in the country to face serious financial problems, leading women to resort to personal loans despite the risk. Of the 4,354 active loans in the personal loan segment, 6,482 were home loans and 1,818 were auto loans, down 4 per cent from the previous financial year, the report said.

The share of women in total personal and auto loans has now increased by 1 per cent to 16 per cent, while the share of women in home loans is 29 per cent. During the corona epidemic, a total of 1.8 crore loans (men and women) were sanctioned in the first three quarters of 2020-21. This includes 18 lakh auto loans, 15 lakh home loans and 1.5 crore personal loans. According to the report, 40-3 per cent of the total loans disbursed to women in 2020 will have a maximum number of women aged 26-35, with 6.26 crore women borrowers currently in the country.

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