Saving money has become very difficult in the present times. Many unnecessary expenses .. due to unintentional expenses will disappear as soon as the monthly salary arrives
Saving money has become very difficult in the present times. Many people feel that unnecessary expenses .. will disappear as soon as the monthly salary comes due to unforeseen expenses. Many people try to save money in many ways. Good news for you though. There are various schemes available at the post office to save money. Without investing money in it .. you can get more return.
But first you need to invest money for five to fifteen years. You can invest money in Public Provident Fund PPF, Recurring Deposit RD, National Savings Certificate NSC, Time Deposit TD provided by the Post Office and get a return. If you invest money in PPF, you will get 7.1% interest back. Also, if you make a time deposit, the interest will be up to 6.7 per cent. Investing money in a recurring deposit scheme earns 5.8 per cent interest. In addition, if you invest money in the NSC scheme, you will get 6.8 per cent interest.
Apart from these, there are also monthly income schemes and Sukanya schemes in the post office. Also, if you deposit Rs.1000 per month in a PPF account, you are likely to get over Rs. 3 lakhs after maturity. The PPF maturity period is 15 years. It should be around Rs.1000 per month.
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