According to ANS, there were more than 122 thousand migrations registered between January and April this year
Interest in the portability of health insurance, which is the possibility of changing the product without the need to meet the grace periods, hit a record in 2021. According to the National Supplementary Health Agency (YEARS), between January and April of this year, there were more than 122 thousand registrations, which represents 50% more than in the previous year. The change of plan was a solution for the lawyer Ricardo Santos, 72, who managed to considerably reduce the monthly fee. “Very quickly we made the portability for this plan, under the same conditions and with lower values. I’m fully satisfied”, he says. According to the lawyer and president of the National Association of Benefits Administrators, Alessandro Acayaba de Toledo, all consumers are entitled to portability as long as they meet certain requirements.
“It is necessary that he is active in his plan, is up to date with the tuition and that it complies with the minimum period of permanence in the plan of origin. In the first portability that he comes to exercise, he needs to serve two years or three years, if he is complying with the temporary partial coverage. From the second portability onwards, this period drops, it becomes a minimum of one year or two years, if the destination plan offers additional coverage”, he explains. According to ANS, for those who request the migration to a new operator, the company will have 10 days to analyze and respond. If you do not respect this deadline, the change of agreement will be considered valid.
*With information from reporter Caterina Achutti